Here are some things to keep in mind as you embark on this process during the holiday season:
Be mindful of Your Holiday Spending
Now may not be the time to get that new car or a 90-inch flat screen TV for a gift.
Make responsible purchases
Don’t let poor budgeting result in losing your dream home.
Be in the Know
Know your credit score this can affect your interest rate and loan program
Avoid financing major purchases. Lenders may request a last-minute credit check before the loan closing to ensure that no new debt has been incurred.
Do not open a credit card for the extra savings this can lower your credit score and debit-to-income ratio
Stay in contact with your lender and if you want to make a purchase talk with them first to make sure this will not affect the loan.
We love surprises but not during the holidays when purchasing a home. Have questions about purchasing a home during the holidays. Contact Adrianne at 480-570-0600 or alynch@hsmove.com
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