![]() ![]() “Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”The Merrill Lynch study proves this point with the following data on home equity (a form of savings): ![]() Bottom LineThere are many reasons that owning a home makes sense. The financial reasons are powerful. As one participant in the Merrill Lynch study put it:“When I was younger, I always worried about that monthly mortgage payment. Now that I am retired, I have the peace of mind of knowing I own my home free and clear.” |
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